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Montgomery County Appraisal Gap Guide
Appraisal gap risk appears when offer price, financing, market competition, and appraised value may not line up. It should be discussed before writing or accepting an offer.
Buyer Risk
Buyers should understand cash reserves, lender requirements, offer structure, and what happens if the appraisal is lower than the contract price.
Seller Risk
Sellers should compare price with certainty, financing strength, contingencies, and the buyer’s ability to close.
Market Context
Comparable sales, property uniqueness, and current competition can affect appraisal confidence.
Sources and public resources
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